.page-disclaimer {
  position: relative;
  padding-bottom: clamp(3.5rem, 8vw, 6.5rem);
  background:
    radial-gradient(620px 460px at 92% -70px, rgba(201, 168, 106, .09), transparent 72%),
    radial-gradient(520px 400px at -120px 36%, rgba(11, 27, 63, .055), transparent 68%),
    var(--surface);
}

.page-disclaimer .container {
  max-width: var(--container);
}

.page-disclaimer .breadcrumb {
  padding-top: 1.5rem;
}

.legal-header {
  display: grid;
  gap: 1rem;
  padding: clamp(3rem, 7vw, 5.25rem) 0 clamp(2.4rem, 4vw, 3.5rem);
}

.legal-header__top {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  margin-bottom: .5rem;
}

.legal-header__top .eyebrow {
  margin: 0;
}

.legal-header__doc {
  margin: 0 0 0 auto;
  font-size: .7rem;
  letter-spacing: .2em;
  color: var(--gold-dark);
  white-space: nowrap;
}

.legal-header__grid {
  display: grid;
  gap: 1.75rem;
  margin-top: 1.5rem;
}

.legal-header .display-title {
  margin: 0;
  font-size: clamp(2.75rem, 8vw, 5.75rem);
  line-height: 1.02;
  letter-spacing: -.04em;
  color: var(--deep-blue);
}

.legal-header__lead {
  margin: 0;
  max-width: 30em;
  padding-left: 1.25rem;
  border-left: 2px solid var(--gold);
  font-size: 1rem;
  line-height: 1.8;
  color: var(--text-muted);
}

.legal-header__meta {
  display: flex;
  flex-wrap: wrap;
  gap: .75rem 1.75rem;
  margin: clamp(2rem, 4vw, 3rem) 0 0;
  padding: 1.5rem 0 0;
  list-style: none;
  border-top: 1px solid var(--silver);
}

.legal-header__meta li {
  display: inline-flex;
  align-items: center;
  gap: .6rem;
  font-size: .8rem;
  font-weight: 600;
  letter-spacing: .02em;
  color: var(--ink);
}

.legal-header__meta li::before {
  content: "";
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--gold);
  flex-shrink: 0;
}

.terms-layout {
  display: grid;
  gap: 2.5rem;
  align-items: start;
}

.terms-index {
  position: relative;
  padding: 1.75rem 1.5rem 1.9rem;
  overflow: hidden;
  border-radius: var(--radius);
  background: var(--deep-blue);
  color: var(--silver);
  box-shadow: var(--shadow-sm);
}

.terms-index::after {
  content: "";
  position: absolute;
  right: -40px;
  bottom: -40px;
  width: 140px;
  height: 140px;
  border: 1px solid rgba(201, 168, 106, .18);
  border-radius: 50%;
  pointer-events: none;
}

.terms-index__label {
  margin: 0 0 1.25rem;
  font-size: .72rem;
  letter-spacing: .24em;
  text-transform: uppercase;
  color: var(--gold);
}

.terms-index__list {
  display: grid;
  margin: 0;
  padding: 0;
  list-style: none;
}

.terms-index__list li {
  border-top: 1px solid rgba(197, 209, 232, .13);
}

.terms-index__list a {
  display: flex;
  align-items: baseline;
  gap: .875rem;
  padding: .9rem .25rem;
  font-size: .94rem;
  font-weight: 600;
  color: var(--silver);
  text-decoration: none;
  transition: color .35s var(--ease), padding-left .35s var(--ease);
}

.terms-index__list a:hover,
.terms-index__list a:focus-visible {
  padding-left: .55rem;
  color: var(--white);
}

.terms-index__list a:focus-visible {
  outline: 2px solid var(--gold);
  outline-offset: 2px;
}

.terms-index__list .mono {
  font-size: .74rem;
  letter-spacing: .1em;
  color: var(--gold);
}

.terms-index__note {
  margin: 1.35rem 0 0;
  padding-top: 1.1rem;
  border-top: 1px solid rgba(197, 209, 232, .13);
  font-size: .76rem;
  line-height: 1.65;
  color: rgba(242, 245, 250, .66);
}

.terms-list {
  display: grid;
}

.term-block {
  scroll-margin-top: calc(var(--header-h) + 1.25rem);
  border-bottom: 1px solid var(--silver);
}

.term-block:first-child {
  border-top: 1px solid var(--silver);
}

.term-block summary {
  display: grid;
  grid-template-columns: 2.75rem minmax(0, 1fr) 2rem;
  align-items: center;
  gap: 1rem;
  padding: 1.5rem 0;
  list-style: none;
  cursor: pointer;
  user-select: none;
  transition: padding-left .3s var(--ease);
}

.term-block summary::-webkit-details-marker {
  display: none;
}

.term-block summary::marker {
  content: "";
}

.term-block summary:focus-visible {
  outline: 2px solid var(--gold);
  outline-offset: 6px;
  border-radius: 4px;
}

.term-num {
  font-family: var(--font-mono);
  font-size: .78rem;
  letter-spacing: .08em;
  color: var(--gold-dark);
}

.term-title {
  font-family: var(--font-head);
  font-size: clamp(1.1rem, 2.4vw, 1.5rem);
  font-weight: 700;
  letter-spacing: -.01em;
  color: var(--ink);
  transition: color .35s var(--ease);
}

.term-block summary:hover .term-title {
  color: var(--deep-blue);
}

.term-toggle {
  position: relative;
  width: 26px;
  height: 26px;
  flex-shrink: 0;
  border: 1px solid var(--silver);
  border-radius: 50%;
  transition: border-color .35s var(--ease), background .35s var(--ease), transform .4s var(--ease);
}

.term-toggle::before,
.term-toggle::after {
  content: "";
  position: absolute;
  top: 50%;
  left: 50%;
  background: var(--gold);
  transition: transform .4s var(--ease), opacity .25s var(--ease);
}

.term-toggle::before {
  width: 9px;
  height: 1.5px;
  transform: translate(-50%, -50%);
}

.term-toggle::after {
  width: 1.5px;
  height: 9px;
  transform: translate(-50%, -50%);
}

.term-block[open] .term-toggle {
  border-color: var(--gold);
  background: rgba(201, 168, 106, .12);
  transform: rotate(90deg);
}

.term-block[open] .term-toggle::after {
  opacity: 0;
  transform: translate(-50%, -50%) scaleY(0);
}

.term-block[open] .term-body {
  animation: disclaimerTermReveal .45s var(--ease) backwards;
}

@keyframes disclaimerTermReveal {
  from {
    opacity: 0;
    transform: translateY(-6px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.term-body {
  max-width: 36em;
  padding: .25rem 0 2.5rem clamp(3rem, 4vw, 4rem);
}

.term-body p,
.term-body li {
  font-size: .94rem;
  line-height: 1.8;
  color: var(--ink);
}

.term-body p {
  margin: 0 0 1.1em;
}

.term-body ul,
.term-body ol {
  margin: 0 0 1.2em;
  padding-left: 1.3em;
}

.term-body li {
  margin-bottom: .55em;
}

.terms-contact {
  display: grid;
  gap: 1.5rem;
  margin-top: clamp(2.75rem, 6vw, 4.5rem);
  padding: 2rem 0 2.25rem;
  border-top: 1px solid var(--silver);
  border-bottom: 1px solid var(--silver);
}

.terms-contact__text h2 {
  margin: 0 0 .6rem;
}

.terms-contact__text p {
  margin: 0;
  max-width: 36em;
  font-size: .95rem;
  line-height: 1.8;
  color: var(--text-muted);
}

.terms-contact__actions {
  display: flex;
  flex-wrap: wrap;
  gap: .75rem;
}

.terms-contact .btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 9.5rem;
  padding: .8rem 1.25rem;
  font-weight: 600;
}

.terms-visual {
  margin: clamp(3.5rem, 7vw, 6rem) 0 0;
  padding: 0;
}

.terms-visual img {
  display: block;
  width: 100%;
  max-width: 100%;
  height: auto;
  max-height: min(52vw, 480px);
  object-fit: cover;
  object-position: center;
  border-radius: var(--radius);
  box-shadow: var(--shadow-sm);
  background: linear-gradient(135deg, var(--silver) 0%, var(--white) 100%);
}

.terms-visual figcaption {
  max-width: 28em;
  margin: .8rem 0 0 auto;
  padding-right: 1rem;
  border-right: 2px solid var(--silver);
  text-align: right;
  font-size: .76rem;
  letter-spacing: .08em;
  line-height: 1.6;
  color: var(--text-muted);
}

@media (min-width: 720px) {
  .legal-header__grid {
    grid-template-columns: minmax(0, 1.4fr) minmax(0, 1fr);
    align-items: end;
    gap: 3rem;
  }
}

@media (min-width: 900px) {
  .terms-layout {
    grid-template-columns: minmax(0, 17rem) minmax(0, 1fr);
    gap: clamp(2.5rem, 5vw, 4.5rem);
  }

  .terms-index {
    position: sticky;
    top: calc(var(--header-h) + 1.5rem);
    padding: 2rem 1.75rem 2.2rem;
  }

  .term-block summary {
    padding: 1.75rem 0;
  }

  .term-body {
    padding-bottom: 3rem;
  }

  .terms-contact {
    grid-template-columns: minmax(0, 1fr) auto;
    align-items: center;
    gap: 3rem;
  }
}

@media (prefers-reduced-motion: reduce) {
  .page-disclaimer .term-toggle,
  .page-disclaimer .term-toggle::before,
  .page-disclaimer .term-toggle::after,
  .page-disclaimer .term-body,
  .page-disclaimer .terms-index__list a,
  .page-disclaimer .term-title {
    transition: none;
    animation: none;
  }
}